Credit Score in India 2025: Importance, Calculation, Myths & New RBI Rules

A credit score is a three-digit number that reflects your financial habits—how you spend, save, and repay debts. It helps banks and lenders determine your creditworthiness and assess whether you can repay a loan on time. In India, most credit scores range between 300 and 850. The higher your score, the more financially responsible you […]